Reaffirmation Agreement

 | Bankruptcy

Submitted by Attorney Charles B. Sellers When a person files personal bankruptcy, they do so with the expectation that many, if not most of the prior debts will be taken care of in that bankruptcy and are no longer a

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Does Default Deter Bankruptcy?

 | Bankruptcy

Submitted by Attorney James McGuire Can I file bankruptcy if I am behind on my house payments? Clients often wonder whether they can file bankruptcy if they are behind on their house payments.  The short answer is yes.  However, which

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What is an “Adversary Proceeding?”

 | Bankruptcy

An adversary proceeding is a separate lawsuit that takes place in the context of a bankruptcy filing. As the name suggests, there are typically two parties fighting over some issue that requires the bankruptcy judge to decide an issue in

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Facebook for Debt Collectors

 | General

Recently a law firm in Florida filed suit against a finance company for stalking one of its clients on facebook. The woman in question had purchased a car and had fallen behind on her payments. Employing what appears to be

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