An editorial in the New York Times today sheds light on what most consumer bankruptcy lawyers have known for months, current government subsidized loan modification programs are inadequate to stem the rising tide of foreclosures. You can read the editorial
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Consumers and potential clients should proceed carefully when seeking out their credit reports. Many consumers, having heard the extensive advertisements for “Free Credit Report .Com” are lured to that site. One must ask his/her self – if the site
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One of the most common areas in which bankruptcy and family law cases collide pertains to a bankruptcy debtor attempting to discharge a debt or obligation owed to his or her spouse or ex-spouse. Prior to the significant changes
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For specific answers, you will need to set up a free consultation with our office, and we can provide you specifics as they pertain to your case and situation. With a Chapter 7 (liquidation) Bankruptcy, you are permitted to keep
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Zillow.com recently reported that as many as 25% of homeowners now owe more on thier homes than the homes are worth. More discouraging, this number is expected to rise. While bankruptcy legislation allowing a bankruptcy judge to “cram down” the
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A recent Treasury Department report shows that only about 9 percent of borrowers eligible for trial modifications under the Obama administration’s new plan have received loan modification help. Despite the fact that millions of dollars have been given to the
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Due to the current low values of homes in Arizona, many of our clients find that the value of their home is less than their first mortgage, and that their second (and even third and forth) mortgages are completely upside
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U.S. consumer bankruptcy filings reached 126,434 in July, the highest monthly total since BAPCPA was implemented in October 2005, according to the American Bankruptcy Institute. The July 2009 consumer filing total, comprised primarily of chapter 7 and chapter 13 bankruptcy
The bankruptcy law firm of McGuire Gardner, PLLC today announced several new bankruptcy seminars for residents of Northern Arizona. These seminars are a great way to learn about your bankruptcy options. FLAGSTAFF: IS BANKRUPTCY RIGHT FOR YOU? Saturday, July 25,
As was anticipated, General Motors today filed for chapter 11 bankruptcy protection in Manhattan, New York. GM proposes a complex restructuring plan that would sell of many GM brands including Saturn, Hummer, Pontiac and Saab. It remains to be seen
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