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Bankruptcy clients often have a difficult time determining which chapter to file under. The Chapter 7 is the most commonly considered type of bankruptcy. It is faster, cheaper, simpler, and the entire case is usually concluded within months. However, for
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Once again, the judicial mortgage modification amendment intended to assist home owners with houses which are significantly upside-down has failed in the the House of Representatives, this time failing on a 188-241 vote late last week. Similar legislation passed the
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While many bankruptcies are caused largely by job loss, divorce, and other direct financial problems, more and more bankruptcies are being caused by insurmountable medical bills of the debtor or his/her family members. In many of these medical bankruptcies, the
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McGuire Gardner, PLLC will be hosting free bankruptcy seminars in Phoenix and Mesa on Saturday, January 9, 2010. More information about times and location coming soon to our blog. Or you can checkwww.freearizonabankruptcyseminar.com for times and dates of our upcoming
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Consumers and potential clients should proceed carefully when seeking out their credit reports. Many consumers, having heard the extensive advertisements for “Free Credit Report .Com” are lured to that site. One must ask his/her self – if the site
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One of the most common areas in which bankruptcy and family law cases collide pertains to a bankruptcy debtor attempting to discharge a debt or obligation owed to his or her spouse or ex-spouse. Prior to the significant changes
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Many divorce clients are faced with the issue of having a single piece of real estate, which cannot readily be divided into two dwellings. Their reasonable question is: what are the alternate ways of dividing the real estate? In
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Arizona Bankruptcy attorneys, Pernell McGuire and Douglas Gardner, have been slated to present a seminar to practicing attorneys of the Verde Valley Bar Association for their monthly lunch meeting. The attorneys will be instructed on issues of bankruptcy that will
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For specific answers, you will need to set up a free consultation with our office, and we can provide you specifics as they pertain to your case and situation. With a Chapter 7 (liquidation) Bankruptcy, you are permitted to keep
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Zillow.com recently reported that as many as 25% of homeowners now owe more on thier homes than the homes are worth. More discouraging, this number is expected to rise. While bankruptcy legislation allowing a bankruptcy judge to “cram down” the
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