| | Bankruptcy
It can be a difficult process to decide whether to file a bankruptcy. A bankruptcy could positively affect your quality of life by discharging certain debts and providing you with a fresh start. Here is a list of pros and
| | Bankruptcy
I am often asked if anything can be done about taxes in bankruptcy. The encouraging news is yes there can, provided of course, the debtor can meet at least four (4) criteria. They are: The outstanding taxes must be at
| | Bankruptcy
viLast month, clothing company Aeropostale Inc. became the most recent retailer to file a Chapter 11 bankruptcy. Aeropostale operates 739 stores in 50 states and Puerto Rico and also has 41 stores in Canada. Aeropostale’s bankruptcy comes on the heels
| | Bankruptcy
Rebuilding credit after bankruptcy is best accomplished by establishing new unsecured credit and maintaining a good payment history. I get asked all the time by clients, usually after a case is discharged, to reaffirm their mortgage. Professionally I do not
| | Bankruptcy
It is common for homeowners to consider loan modification options to address past due mortgage payments or high interest rates. Federal programs designed to help homeowners in default include the Home Affordable Modification Program (HAMP) and the Home Affordable Refinance
| | Bankruptcy
When you file for bankruptcy, a bankruptcy “estate” is created which includes all of your ownership interests in property. Section 541(a)(1) of the Bankruptcy Code defines “property of the estate” and determines the extent to which your property interests will
| | Bankruptcy
Clients often wonder whether they can file bankruptcy if they are behind on their house payments. The short answer is yes. However, which type of bankruptcy is best in your situation needs to be discussed with your attorney. For example,
| | Bankruptcy
Individuals that need to file for bankruptcy protection often wonder what will happen to their business. It is worth noting that although partnerships, limited liability companies, and corporations may file for bankruptcy protection, it is commonly an individual who owns
| | Bankruptcy
For most people, filing a bankruptcy is the most difficult financial event they will experience in their life. Often, losing a home to foreclosure is an unfortunate companion to a bankruptcy filing. To those already facing an uncertain financial future
| | Bankruptcy
In a chapter 13 case, what constitutes property of the estate can be a trickier question than it initially appears. This is particularly true in the case of an inheritance. Although it is clear that if a chapter 13 debtor
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